Well thanks guyz for your response but since Im a Finance related person so Iam not going to learn any software or html etc.
While surfing the internet , I found a software called Serif Webplus 10. its a web developing software for those who are not familiar with website designing and developing. this software has many templates and easy-to-use functions. I haven't downloaded it yett so if anyone of you has used this software, please drop your comment on it .

If you want to create a website but don't want to learn any programming, you're best bet is to use a CMS like Wordpress or Movable Type. I'd recommend Wordpress, if only because its much easier to install. All you need to do is set up a MySQL database, which you can do with a few clicks using the admin panels with most free hosting sites.

There is an admin panel with Wordpress that lets you type in the content of a page or post, and it does all of the work for you. You can also download themes to change the site site design, without needing to know any programming. Of course, if you learn some PHP, you'll be able to do a lot more, but its not necessary.

I use NVU. It is an excellent program and I would recommend it to everyone. It's free too, so that's a plus.

Well thanks JC for your responce. would you please tell me some more about this NVU. I mean like in serif webplus you can add text whereever you like in your page and there is no allignment and positioning problem. and you can add pictures whereever you like which doesn't happen in html editing softwares like frontpage easily.
and send me the URL where I can donwload the NVU program.

NVU is now "discontinued", a better version of NVU is now maintained as KompoZer, which is downloadable for Windows, Mac and Linux from here: http://kompozer.net/

NVU/KompoZer is a WYSIWYG editor and does generate valid HTML pages, it shouldn't have any positioning problems, but I haven't used it much. Give it a try.

Incidently you don't have to be a seasoned developer to use the above software, as their is a option to do a WYSIWYG thing.

I would recommend, like many others, Nvu.

However, it is worth learning how to use FrontPage or Dreamweaver, as you will create better websites with them instead of any other software.

I agree with this opinion.
If you want to get the first good practise of working with Html/Javascript, try to use your own stylesheets and your own script.
But having some exprerience, you can start to include into your project scripts and stylesheets, created by other people.
And you can start to use some additional tools, templates and automatic builders.
You have to keep in mind, that every automatic builder creates a lot of additional source code.
That's why you will spend a lot of additional time to understand this code.
Certainly, it is much easier to modify and improve your own code or the code, that you understand well!