Nov 21, 2009
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Accept Payment Online - Which payment gateway do you prefer?

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Read Latest Entries..: (Post #22) by starscream on Oct 30 2009, 07:21 AM.
Liberty reserve merchants are increasing these days. Many hosting companies and shopping sites are accepting liberty reserve as payment methods other than paypal. If you want exchanger for the paypal and liberty reserve then you can try searching google, there are plenty of exchangers are out there. Many PTC/GPT sites are choosing liberty reserve because of their low rate commission. Moneybookers is good as well as it is used by people in country where paypal is banned or not accepted....
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Open Discussion & Free Web Hosting > Computers & Tech > Internet and Websites

Accept Payment Online - Which payment gateway do you prefer?

avalon
Please tell me why do you prefer the payment gateway and how did it served you?

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rapco
anypone knows how to receive credit card payments in osscomerce????

withpout paying any service off course.. jeje

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BAJIEPA
I know e-gold, Paypal and Fethard
e-gold is an electronic currency, backed by gold bullion in allocated storage. Is anonimous and reliable service.
Paypal very widespread system, but your money will not be in safe place. Paypal at any time can stop your account.
Fethard Finance is financial company provides financial services for webmasters. If you want to buy something via internet, but don't want to find your card hacked after transaction, Fethard can do it for you.

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FirefoxRocks
I know about PayPal, but a lot of reviews on the Internet are saying that it has a rather bad reputation. My parents rarely purchase things on the Internet, but when they do, a credit card number is usually better than a third-party payment services such as PayPal.

Unless you have an eBay account, I would recommend using cheques or credit cards.

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turbopowerdmaxsteel
I use PayPal for receiving payments for my softwares and so far their service has been good. I too have heard that they easily suspend the accounts, if multiple complaints are lodged against the seller. Also, their customer support is kind of slow to respond.

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jjkeenan
Paypal is much more of a standard. I love the service and its fast and easy right now because merchants can now accept credit card payment directly without using other gateways or application. Whats cool is that its easy to build site that accepts payment or ask payment from anyone. I don't about the negative review since its useless to subscribe to other online payment schemes that could only steal much of your money.

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MoonLightCity
I use paypal..

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Atomic0
I am using Paypal at the moment, although there have been numerous complaints about frozen accounts and unauthorised transactions about. Paypal is one of the most common payment methods on e-commerce and other internet sites, most of which don't offer other smaller online payment processors like E-gold and Stormpay. It is just unfortunately that there is no better online payment processor available around that is widely supported. The only other way to pay online would be to use credit cards, debit cards or Western union transfers.

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sofiaweb
why don't you guyz use LibertyReserve

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docduke
Thanks for the tip on Liberty Reserve. I had never heard of it before. It is reviewed here. As is typical, the world is divided into "U.S. citizens" and everybody else. I have seen several money exchange services that simply won't touch Americans. LR seems not to care. However, the reviewers comment that the technical arrangements and legal issues seem to be hidden.

Anyway, it seems worth a look. Thanks

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Latest Entries

starscream
Liberty reserve merchants are increasing these days. Many hosting companies and shopping sites are accepting liberty reserve as payment methods other than paypal. If you want exchanger for the paypal and liberty reserve then you can try searching google, there are plenty of exchangers are out there. Many PTC/GPT sites are choosing liberty reserve because of their low rate commission.

Moneybookers is good as well as it is used by people in country where paypal is banned or not accepted.

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HannahI
That's is so paypal

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surfermac
i think paypal liberty reserve are the best options to be seen
as they are available all over the internet for payments

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evought
I have been trying to get set up with a decent PayPal alternative. I don't think we will ditch PayPal, especially since we still use ebay now and then (though less than we used to), but I want to offer customers more choices. There are some odd things that PayPal forbids, like buying anything associated with guns and ammunition (legal or otherwise). Many of the rural customers we do business with do buy ammunition online (through, say, Gun Broker http://gunbroker.com auctions) and that tends to mean that they use something other than PayPal. If you have livestock, I don't care what your moral viewpoint is, guns are simply a reality. It is my responsibility to protect my animals.

So, we got started with e-gold http://e-gold.com/ a couple of years ago. Given the volatility of the dollar and the increase of people using junk silver (see http://thestatesmen.org/index.php/food-and...rounds-in-trade), etc., for local trade, it had some appeal to be able to price transactions in terms of silver and know that the money stored in the system was backed by a stable commodity. I also liked the fact that it was much harder for a cranky customer to get your account frozen or get charge-backs just because you won't give them something for nothing. PayPal, on the other hand, vendors can get sucked into very messy disputes over just about nothing. I do not mind refunding a customer's money for legitimate problems, but I expect them to go through the motions of working things out before they escalate the issue.

Anyway, e-gold got shut down temporarily about the time we started using them because of legal problems. The US government claimed they were a 'bank' and should be regulated as one. There were claims that people were misusing the system to launder money. So, we set e-gold on the back burner and waited for that to get sorted out. Finally they started doing business again but had much stiffer requirements for getting and activating the account. We started putting the paperwork together to go through their hoops and kept getting it rejected for one reason or another: the scan of this was not clear enough; they did not like the document I sent for verification of address; etc. Since it was not a priority, we would try and fail, wait several months, try again, fail, and so forth. Often new requirements would be added between attempts and we'd have to start over.

Well, finally this last month we got through verifying our identity, our address, and our business with them and got our account activated. Yay! Now they cannot operate in Missouri (where we are) because of another legal snafu. Their site security is very stringent (flagging when you try to connect from different IPs, for instance) but not necessarily smart. We have satellite Internet, and their security flags our connection almost every time because where our connection comes from changes quite often. So we need to receive a PIN by email, feed that into the web site and jump through hoops on EVERY login. Yet, they do not use simpler security methods such as client-side certificates which could bypass the whole mess. The newest thing is that they reserve the right to change their verification methods at any time and, if you are not quick enough to suit them in complying (perhaps because it is only a secondary payment system for you and you do not login every day), they can freeze your account and charge exorbitant fees.

So, anyway, it has come down to the point where I finally have their account set up (but they won't let me use it) and the payment method setup on my website and I just don't know that it is worth it. I very much like the concept of e-gold and want to like their service, but between some bad choices on their part and a lot of idiocy on the part of our government, it just is not worth the effort. So now I am back to shopping around for a good alternative system. But, because of the same legal issues that e-gold faced, many of the good alternatives do not operate in the US.

I am exploring LibertyReserve https://www.libertyreserve.com right now and trying to figure out what it would take to buy and sell using it. A less-regulated, low-fee, "digital currency" is what our more independent, homestead-minded, customers want. They don't trust big companies whose service agreements say that your money can be seized by them if they feel that, maybe, you might have broken a rule on page 231, sub-paragraph B of the user agreement they changed last week (and who have direct access to your bank account to charge against), We will probably also explore another online payment system similar to PayPal with built-in dispute resolution, and simply charge a touch more for it, maybe back it by a separate bank account to restrict the hanky-panky which could go on.

What do people feel about alternate payment systems of that kind? Which ones are the least bother to set up, have the most reasonable service agreements, and that customers use?

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fpay
worldpay,cashU and perfectmoney

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